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	<title>Micros Report &#187; Children</title>
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		<item>
		<title>Funny Games Help to Reduce Work Stress</title>
		<link>http://www.microsreport.com/other/funny-games-help-to-reduce-work-stress/</link>
		<comments>http://www.microsreport.com/other/funny-games-help-to-reduce-work-stress/#comments</comments>
		<pubDate>Thu, 24 Feb 2011 20:08:28 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Other]]></category>
		<category><![CDATA[Active]]></category>
		<category><![CDATA[activity]]></category>
		<category><![CDATA[advantage]]></category>
		<category><![CDATA[Age]]></category>
		<category><![CDATA[age restrictions]]></category>
		<category><![CDATA[atmosphere]]></category>
		<category><![CDATA[beneficial business]]></category>
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		<category><![CDATA[Fun]]></category>
		<category><![CDATA[Fun Games]]></category>
		<category><![CDATA[Funny]]></category>
		<category><![CDATA[Funny Games]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Leisure]]></category>
		<category><![CDATA[leisure time]]></category>
		<category><![CDATA[Mind]]></category>
		<category><![CDATA[mini]]></category>
		<category><![CDATA[Mini Games]]></category>
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		<category><![CDATA[Play Game]]></category>
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		<category><![CDATA[Reduce]]></category>
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		<category><![CDATA[reliever]]></category>
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		<category><![CDATA[Situation]]></category>
		<category><![CDATA[step]]></category>
		<category><![CDATA[Stress]]></category>
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		<category><![CDATA[these games]]></category>
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		<category><![CDATA[Users]]></category>
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		<category><![CDATA[Work]]></category>
		<category><![CDATA[Work Stress]]></category>

		<guid isPermaLink="false">http://www.microsreport.com/?p=561</guid>
		<description><![CDATA[If you are in stress, you will need a reliever from stress. To get relieved from stress, you need to set your mind free and give it some time to get relaxed. Any recreational activity is a good way to sweep away stress. People these days are playing online funny games as a recreational activity. [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">If you are in stress, you will need a reliever from stress. To get relieved from stress, you need to set your mind free and give it some time to get relaxed. Any recreational activity is a good way to sweep away stress.</p>
<p style="text-align: justify;">People these days are playing online funny games as a recreational activity. For this reason, there are some websites which have mini games so that their websites will be visited by users more often. The users get the advantage of relieving the mind from stress. For the owner of the website, he may make money when the users play games on the websites. It is a mutual beneficial business.</p>
<p style="text-align: justify;">These <strong><a target="_blank" href="http://www.fungamesarena.com/">Fun Games</a></strong> are made in such a way that it creates a competitive atmosphere which gives the players a challenging platform. These games teach the children to make decisions in the games in critical situation. The player will learn how to keep oneself from nervous and panicking during a horrified situation. It teaches the child to keep it cool even in the most difficult situations and take a step by making up the mind.</p>
<p style="text-align: justify;"><strong><a target="_blank" href="http://www.fungamesarena.com/games/funny">Funny Games</a></strong> have no age restrictions and every one, of any age, will surely be benefited by playing these games. A number of funny games are available on the internet. You can play the games online, or download them to play later.</p>
<p style="text-align: justify;">Games, such as funny games are for everybody, not limited to children or teenagers only. Seniors and retired people find funny games as a wonderful way to pass their leisure time and these games also keep their brains active.</p>
<p style="text-align: justify;">﻿</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Why Is Retirement Planning Important?</title>
		<link>http://www.microsreport.com/financial-planning/why-is-retirement-planning-important/</link>
		<comments>http://www.microsreport.com/financial-planning/why-is-retirement-planning-important/#comments</comments>
		<pubDate>Mon, 22 Nov 2010 19:15:47 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Adequate]]></category>
		<category><![CDATA[adequate funds]]></category>
		<category><![CDATA[Age]]></category>
		<category><![CDATA[anything]]></category>
		<category><![CDATA[balanced diet]]></category>
		<category><![CDATA[best time]]></category>
		<category><![CDATA[Busy]]></category>
		<category><![CDATA[chance]]></category>
		<category><![CDATA[Children]]></category>
		<category><![CDATA[constraints]]></category>
		<category><![CDATA[Cost]]></category>
		<category><![CDATA[Dependent]]></category>
		<category><![CDATA[diet]]></category>
		<category><![CDATA[different destinations]]></category>
		<category><![CDATA[emphasis]]></category>
		<category><![CDATA[end]]></category>
		<category><![CDATA[Exercise]]></category>
		<category><![CDATA[Expense]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[family members]]></category>
		<category><![CDATA[feeling]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Friend]]></category>
		<category><![CDATA[Gardening]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Healthy]]></category>
		<category><![CDATA[Hobbies]]></category>
		<category><![CDATA[Idea]]></category>
		<category><![CDATA[Important]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Job]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[lot]]></category>
		<category><![CDATA[manner]]></category>
		<category><![CDATA[meaning]]></category>
		<category><![CDATA[Medication]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Pension]]></category>
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		<category><![CDATA[planning]]></category>
		<category><![CDATA[pride]]></category>
		<category><![CDATA[productive manner]]></category>
		<category><![CDATA[proper exercise]]></category>
		<category><![CDATA[proper medication]]></category>
		<category><![CDATA[Relatives]]></category>
		<category><![CDATA[Retire]]></category>
		<category><![CDATA[Retired]]></category>
		<category><![CDATA[retired person]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Retirement Age]]></category>
		<category><![CDATA[retirement funds]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Satisfied]]></category>
		<category><![CDATA[Secure]]></category>
		<category><![CDATA[Senior Citizens]]></category>
		<category><![CDATA[sense]]></category>
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		<category><![CDATA[spell]]></category>
		<category><![CDATA[Spending]]></category>
		<category><![CDATA[spending time with family]]></category>
		<category><![CDATA[spirit]]></category>
		<category><![CDATA[thing]]></category>
		<category><![CDATA[Time]]></category>
		<category><![CDATA[time with family]]></category>
		<category><![CDATA[toiling]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[use]]></category>
		<category><![CDATA[way]]></category>
		<category><![CDATA[Woman]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[worthlessness]]></category>

		<guid isPermaLink="false">http://www.microsreport.com/?p=477</guid>
		<description><![CDATA[If you want to retire happily then it is very important to lay a lot of emphasis on retirement planning, way before you actually retire. Life after a spell of hard work can be enjoyed in a productive manner by many senior citizens, thus eliminating the feeling of uselessness. Retired life can take on a [...]]]></description>
			<content:encoded><![CDATA[<div id="body" style="text-align: justify;">
<p><a href="http://www.microsreport.com/wp-content/uploads/2010/11/retirement-planning.jpg"><img class="alignleft size-medium wp-image-478" title="retirement-planning" src="http://www.microsreport.com/wp-content/uploads/2010/11/retirement-planning-287x300.jpg" alt="retirement planning 287x300 Why Is Retirement Planning Important?" width="287" height="300" /></a>If you want to retire happily then it is very important to lay a  lot of emphasis on retirement planning, way before you actually retire.  Life after a spell of hard work can be enjoyed in a productive manner by  many senior citizens, thus eliminating the feeling of uselessness.  Retired life can take on a new meaning if it is planned well. After  years of toiling, retired men as well as women always desire to live to  the end satisfied and healthy. Adequate funds have to be set aside so  that you are able to cover all expenses during the retirement age, when  there is no source of income.</p>
<p>Due to job constraints it is  virtually impossible to take up hobbies which you have always loved  indulging in. The best time then to take up such hobbies with renewed  spark is when you retire. For many people, travelling to different  destinations is one of the most passionate pursuits, which can be  fulfilled after retirement. Funds can be set aside years before  retirement so that they can be utilized efficiently later. Spending time  with family members, visiting friends and relatives whom you are not  able to meet while busy on your job, gardening etc. can be great to  spend time on.</p>
<p><span id="more-477"></span>Usually the first thing, that a retired person  feels is a sense of worthlessness, as he or she is not used to the idea  of not earning anything and being dependent on children. Instead make  the most of your retirement by doing things which you always felt  passionately about. If you have set aside money or are going to get  pension, then you are financially secure. Health too is equally  important as various treatments could cost you in the thousands. It is  best if a balanced diet, proper exercise and proper medication is  indulged in, on time, so that there are no complications later on.</p>
<p>Retirement  planning needs to start way before you actually retire! This gives you a  chance to be financially secure and helps you to utilize your time  creatively to develop a sense of self-worth and pride. This is the best  time to enjoy all the pleasures of life. Make sure you save sufficient  money to last you for many years after retirement as you could live a  long, fruitful, healthy life. Use your money to fund your pursuits and  find rejuvenated spirit with no job to eat into time!</p>
</div>
]]></content:encoded>
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		</item>
		<item>
		<title>Christmas: A time for cakes, sharing gifts and buying gifts for your loved ones</title>
		<link>http://www.microsreport.com/other/christmas-a-time-for-cakes-sharing-gifts-and-buying-gifts-for-your-loved-ones/</link>
		<comments>http://www.microsreport.com/other/christmas-a-time-for-cakes-sharing-gifts-and-buying-gifts-for-your-loved-ones/#comments</comments>
		<pubDate>Mon, 08 Nov 2010 19:38:57 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Other]]></category>
		<category><![CDATA[Albero]]></category>
		<category><![CDATA[Albero di Natale]]></category>
		<category><![CDATA[basket]]></category>
		<category><![CDATA[best christmas]]></category>
		<category><![CDATA[bottle]]></category>
		<category><![CDATA[bottle of wine]]></category>
		<category><![CDATA[bouquet]]></category>
		<category><![CDATA[buying gifts]]></category>
		<category><![CDATA[Cadeaux]]></category>
		<category><![CDATA[Cadeaux de Noel]]></category>
		<category><![CDATA[Cake]]></category>
		<category><![CDATA[Cakes]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[Children]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[christmas cakes]]></category>
		<category><![CDATA[christmas gift]]></category>
		<category><![CDATA[christmas gifts]]></category>
		<category><![CDATA[christmas is the time]]></category>
		<category><![CDATA[christmas season]]></category>
		<category><![CDATA[christmas tress]]></category>
		<category><![CDATA[decorate]]></category>
		<category><![CDATA[delicious food]]></category>
		<category><![CDATA[desert]]></category>
		<category><![CDATA[drink]]></category>
		<category><![CDATA[electronic devices]]></category>
		<category><![CDATA[electronic gadgets]]></category>
		<category><![CDATA[exchange gifts]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Food]]></category>
		<category><![CDATA[Friend]]></category>
		<category><![CDATA[fruit]]></category>
		<category><![CDATA[fruit cake]]></category>
		<category><![CDATA[Game]]></category>
		<category><![CDATA[Gift]]></category>
		<category><![CDATA[Gifts]]></category>
		<category><![CDATA[gifts baskets]]></category>
		<category><![CDATA[gifts idea]]></category>
		<category><![CDATA[Idea]]></category>
		<category><![CDATA[Jewelry]]></category>
		<category><![CDATA[light]]></category>
		<category><![CDATA[Market]]></category>
		<category><![CDATA[moist]]></category>
		<category><![CDATA[morning]]></category>
		<category><![CDATA[music]]></category>
		<category><![CDATA[note]]></category>
		<category><![CDATA[Office]]></category>
		<category><![CDATA[office colleagues]]></category>
		<category><![CDATA[Online]]></category>
		<category><![CDATA[Option]]></category>
		<category><![CDATA[piece]]></category>
		<category><![CDATA[range]]></category>
		<category><![CDATA[religious gift]]></category>
		<category><![CDATA[Season]]></category>
		<category><![CDATA[show]]></category>
		<category><![CDATA[Soft]]></category>
		<category><![CDATA[soft toy]]></category>
		<category><![CDATA[something]]></category>
		<category><![CDATA[spongy]]></category>
		<category><![CDATA[thing]]></category>
		<category><![CDATA[tie]]></category>
		<category><![CDATA[Time]]></category>
		<category><![CDATA[toy]]></category>
		<category><![CDATA[Type]]></category>
		<category><![CDATA[wine]]></category>

		<guid isPermaLink="false">http://www.microsreport.com/?p=455</guid>
		<description><![CDATA[Christmas is the time of celebrating. You spend a good time with your family and friends. You share gifts, prepare delicious food and desert for your family and decorate Christmas tress. Christmas is also famous for the Christmas Cakes that are being prepared during the Christmas Season. A wide range of Cadeaux de Noel are [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">Christmas is the time of celebrating. You spend a good time with your  family and friends. You share gifts, prepare delicious food and desert  for your family and decorate Christmas tress. Christmas is also famous  for the Christmas Cakes that are being prepared during the Christmas  Season. A wide range of <strong><a target="_blank" href="http://www.cadeauxdenoelfr.fr/">Cadeaux de Noel</a></strong> are being made during Christmas. It&#8217;s a type of fruit cake that is being  served during Christmas. A Christmas Cakes might be dark or light and  spongy to heavy. It might be of various sizes and can be moist to sticky  wet. Cakes are being made especially in Christmas.<br />
There are various options available of Christmas Gifts for your family and friends. There are various <strong><a target="_blank" href="href=http://www.regalidinatalealbero.it/">Albero di Natale</a></strong>.</p>
<p style="text-align: justify;">You can select a perfect gift for your loved one from the wide range of  options available in the market or online. Children are mostly excited  for their Christmas Gifts. They just can wait till the morning to open  their Christmas Gift. You can gift them a soft toy, a game, chocolates,  books, clothes or any thing they like or they were demanding earlier.  It&#8217;s the time to fulfill the needs of your children. You also exchange  gifts with other members of your family, your friends or your office  colleagues. The best Christmas Gifts Idea is that you can give them a  bouquet, chocolates, sweets or a card. You can also gift your loved ones  some cool electronic devices, flowers, food items, a gift basket,  something related to music, any religious gift piece, something related  to sports or even a bottle of wine or any drink.<br />
The other option of finding a perfect gift for your family is to buy the  gifts online. There are numerous websites along with their latest gifts  online that provide you with various options of selecting the best  gift. You can select the gift according to your needs. A wide range of  gifts baskets, flowers, chocolates, electronic gadgets are available  online which you can gift to your family members, friends, or your  seniors in the office. Other options of gifts can be clothes, attractive  show pieces, books, magazines, sceneries, office gifts such as pens, a  tie, note pads, Jewelry, Toys, Soft toys and Games.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Ways to Teach Kids About Money</title>
		<link>http://www.microsreport.com/other/ways-to-teach-kids-about-money/</link>
		<comments>http://www.microsreport.com/other/ways-to-teach-kids-about-money/#comments</comments>
		<pubDate>Mon, 17 May 2010 15:15:01 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Other]]></category>
		<category><![CDATA[ACCOUNTS]]></category>
		<category><![CDATA[accumulation]]></category>
		<category><![CDATA[activity]]></category>
		<category><![CDATA[Age]]></category>
		<category><![CDATA[allowance]]></category>
		<category><![CDATA[Allowances]]></category>
		<category><![CDATA[ambition]]></category>
		<category><![CDATA[answer]]></category>
		<category><![CDATA[application]]></category>
		<category><![CDATA[arithmetic]]></category>
		<category><![CDATA[Asset]]></category>
		<category><![CDATA[asset value]]></category>
		<category><![CDATA[attitude]]></category>
		<category><![CDATA[attitudes towards wealth]]></category>
		<category><![CDATA[balance]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[bargain]]></category>
		<category><![CDATA[bargaining]]></category>
		<category><![CDATA[Below]]></category>
		<category><![CDATA[birds and the bees]]></category>
		<category><![CDATA[Capital]]></category>
		<category><![CDATA[Child]]></category>
		<category><![CDATA[Children]]></category>
		<category><![CDATA[choice]]></category>
		<category><![CDATA[combination]]></category>
		<category><![CDATA[compound]]></category>
		<category><![CDATA[COMPOUNDING]]></category>
		<category><![CDATA[concept]]></category>
		<category><![CDATA[cookie]]></category>
		<category><![CDATA[cookie jar]]></category>
		<category><![CDATA[Cost]]></category>
		<category><![CDATA[course]]></category>
		<category><![CDATA[difference]]></category>
		<category><![CDATA[discipline]]></category>
		<category><![CDATA[dwindle]]></category>
		<category><![CDATA[end]]></category>
		<category><![CDATA[explicit reasons]]></category>
		<category><![CDATA[Game]]></category>
		<category><![CDATA[goal]]></category>
		<category><![CDATA[growth]]></category>
		<category><![CDATA[hand]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[jar]]></category>
		<category><![CDATA[Kid]]></category>
		<category><![CDATA[Kids]]></category>
		<category><![CDATA[lesson]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[LIKE]]></category>
		<category><![CDATA[lot]]></category>
		<category><![CDATA[means]]></category>
		<category><![CDATA[means to an end]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[money games]]></category>
		<category><![CDATA[money value]]></category>
		<category><![CDATA[monopoly]]></category>
		<category><![CDATA[nave]]></category>
		<category><![CDATA[offer]]></category>
		<category><![CDATA[opportunity]]></category>
		<category><![CDATA[parenting]]></category>
		<category><![CDATA[piggy]]></category>
		<category><![CDATA[piggy bank]]></category>
		<category><![CDATA[PLAYING]]></category>
		<category><![CDATA[playing the game]]></category>
		<category><![CDATA[Price]]></category>
		<category><![CDATA[principle]]></category>
		<category><![CDATA[process]]></category>
		<category><![CDATA[proper parenting]]></category>
		<category><![CDATA[Providing]]></category>
		<category><![CDATA[prudence]]></category>
		<category><![CDATA[realise]]></category>
		<category><![CDATA[reason]]></category>
		<category><![CDATA[regard]]></category>
		<category><![CDATA[Rent]]></category>
		<category><![CDATA[Responsibility]]></category>
		<category><![CDATA[right]]></category>
		<category><![CDATA[right time]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[savings habits]]></category>
		<category><![CDATA[scarcity]]></category>
		<category><![CDATA[sense]]></category>
		<category><![CDATA[sensory perceptions]]></category>
		<category><![CDATA[Simple]]></category>
		<category><![CDATA[simple game]]></category>
		<category><![CDATA[sister]]></category>
		<category><![CDATA[something]]></category>
		<category><![CDATA[SOURCES]]></category>
		<category><![CDATA[Spending]]></category>
		<category><![CDATA[Teach]]></category>
		<category><![CDATA[Teaching]]></category>
		<category><![CDATA[teaching children]]></category>
		<category><![CDATA[thinking]]></category>
		<category><![CDATA[Time]]></category>
		<category><![CDATA[tomorrow]]></category>
		<category><![CDATA[understanding]]></category>
		<category><![CDATA[Value]]></category>
		<category><![CDATA[way]]></category>
		<category><![CDATA[Ways]]></category>
		<category><![CDATA[Wealth]]></category>
		<category><![CDATA[wealth accumulation]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[young ones]]></category>

		<guid isPermaLink="false">http://www.microsreport.com/?p=362</guid>
		<description><![CDATA[Teaching children about growing money is a lot easier than teaching them about the proverbial birds and the bees. The main reason for this would be that we can teach practical lessons about money. Children like to engage their sensory perceptions early. The right time to teach them about growing money is when they begin [...]]]></description>
			<content:encoded><![CDATA[<div id="body" style="text-align: justify;">
<p><img class="alignleft size-medium wp-image-363" title="child[1]" src="http://www.microsreport.com/wp-content/uploads/2010/05/child1-300x199.jpg" alt="child1 300x199 Ways to Teach Kids About Money " width="300" height="199" />Teaching children about growing money is a lot easier than teaching  them about the proverbial birds and the bees. The main reason for this  would be that we can teach practical lessons about money. Children like  to engage their sensory perceptions early. The right time to teach them  about growing money is when they begin to understand concepts and have a  basic understanding of arithmetic and the application of numbers.  Teaching children about growing money is not synonymous with teaching  them its value. Below are a few ways one can teach children about  growing money.</p>
<p><strong>THE RIGHT ATTITUDE </strong></p>
<p>Thinking  that you&#8217;re going to have a few grand tomorrow isn&#8217;t going to guarantee  it. However, attitudes about money tend to be pervasive. Your own  attitudes towards wealth accumulation may heavily influence children. It  is important to impress on the young ones that money is a means to an  end. With regard to actually growing money, children must understand  that if they want something they should ask themselves &#8220;how can I afford  it?&#8221;. Of course, with proper parenting the answer should be legal.</p>
<p><strong>THE  PIGGY BANK CONCEPT</strong></p>
<p>Whether it&#8217;s the piggy bank or the  old cookie jar, children would be able to understand the growth of money  in a tangible way. They would be able to see and feel their savings  grow before they grasp more complex issues like money value. Providing  incentives to full the jar would be a welcome way of getting having them  imbued with good savings habits. When they have explicit reasons for  putting money in the jar, they would acquire a practical understanding  of savings objectives and exercising discipline in sticking to a goal.</p>
<p><strong>PLAYING  MONEY-GAMES LIKE MONOPOLY</strong></p>
<p>When my sister started playing  the game, she felt richer when she had more &#8220;money&#8221; in hand. She soon  realised that if you only made the rounds paying rent to other players,  your money would dwindle. From this simple game, the concept of assets  and asset value can be understood. Children would also learn the process  of bargaining and negotiating, which would help them grow  income-earning assets, not just money. Children would realise from  playing a game such as this that an offer is not necessarily a bargain  just because one&#8217;s selling price is higher than the cost price. I used  to win a lot of games by enticing nave players with exorbitant offers  early in the game.</p>
<p><strong><span id="more-362"></span>ALLOWANCES</strong></p>
<p>These can  either aid or distort a child&#8217;s life lesson where money is concerned.  The allowance should not be too high as this would not help the child  understand basic concepts of scarcity and choice. The child would  realise that the opportunity cost of spending is saving by having a  limited allowance. Allowances are a way of empowering the child so that  they assume financial responsibility earlier, albeit in a limited sense.  As a child, I understood fully that if I wanted something way above my  allowance, I&#8217;d have to save to get it.</p>
<p><strong>SAVINGS ACCOUNTS  FOR COMPOUNDING INTEREST</strong></p>
<p>Children should be introduced to  savings accounts as early as age six. They should learn the difference  between simple and compound interest by age seven at latest. This would  build on the simple accumulation that they learned from the piggy bank  concept. The principle of compound interest should be married with the  concept of money at work later. Children would understand that investing  would cause money to produce even more money; a fundamental concept of  wealth accumulation.</p>
<p><strong>SOURCES OF INCOME</strong></p>
<p>It&#8217;s  good to have children explore the various wealth-generating activities  that they can be involved with. They would probably already have an  allowance, but having alternative sources of income would ensure that  they can think in terms of how they can afford something. If the  activity requires them to use some of their savings, they&#8217;ll understand  how capital can help create income.</p>
<p>Whatever combination of  methods is used to teach children about growing money, it should open  their minds to possibilities. The end-result is that the child must have  the right balance between prudence and ambition where money is  concerned.</p>
</div>
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		<title>Home Based Business For Fun And Profit</title>
		<link>http://www.microsreport.com/business/home-based-business-for-fun-and-profit/</link>
		<comments>http://www.microsreport.com/business/home-based-business-for-fun-and-profit/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 19:17:29 +0000</pubDate>
		<dc:creator></dc:creator>
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		<guid isPermaLink="false">http://www.microsreport.com/?p=97</guid>
		<description><![CDATA[The world of self-employment can be a personally and financially rewarding one for the right individual. Many people dream of owning their own business but don&#8217;t believe it will ever happen for them. The majority of these folks see all the positives of working for yourself, but lack the drive and determination to make the [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;"><img class="alignleft size-medium wp-image-98" title="cash" src="http://www.microsreport.com/wp-content/uploads/2010/01/cash-199x300.jpg" alt="cash 199x300 Home Based Business For Fun And Profit " width="199" height="300" />The world of self-employment can be a personally and financially rewarding one for the right individual. Many people dream of owning their own business but don&#8217;t believe it will ever happen for them. The majority of these folks see all the positives of working for yourself, but lack the drive and determination to make the transition from employee to employer.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">Self-employment is the ticket to higher earnings without limit and the right to control and work your own schedule. But it&#8217;s not easy work. A lot of self-employed people are working longer hours and weeks than ever in their own business. The difference is they are doing work they truly enjoy, and are getting paid for it!</p>
<p style="text-align: justify;">
<p style="text-align: justify;">You have the talent and ability to work on your own!  Perhaps you&#8217;re just not sure what business you&#8217;d like to  specialize in.</p>
<p style="text-align: justify;">
<p style="text-align: justify;"><span id="more-97"></span>Sales aren&#8217;t just the slick folks on the automobile showroom who want to know what it will take to get you in that car today. Selling is the process by which a product reaches a consumer. It can take many forms. If you have some preconceived ideas about sales right now, erase them from your mind. Start with a clean slate by remaining open to all possibilities in your home-based businesses.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">After all, if you&#8217;re marketing a product you would buy yourself, it will be easy to convince others of its value. Since you&#8217;re selecting the right business opportunity, you&#8217;ll unquestionably choose the business that has the most appeal to you. Selling something you love almost never feels like work, or real selling!</p>
<p style="text-align: justify;">
<p style="text-align: justify;">HOW TO GET STARTED</p>
<p style="text-align: justify;">
<p style="text-align: justify;">If you currently have a job, you may want to break into your home-based business on a part-time basis until you&#8217;ve built up enough earnings base to leave. There will probably be no greater feeling than when you walk out the door and into a business where you call the shots!</p>
<p style="text-align: justify;">
<p style="text-align: justify;">If you&#8217;re between jobs, then by all means go at this full-force. All you need to do is to contact the businesses listed here that interest you and begin the process of determining if this is right for you.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">There may be several opportunities here that are franchises. There is no available data that says that electing to go the franchise route to start your business has any lower success rate than beginning a new business from scratch. Again, view these choices with an open mind and investigate the opportunity thoroughly before making the commitment. If you&#8217;re working part or full time, you can, perhaps, be even choosier.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">THE TOP 10 WAYS TO EARN MONEY AT HOME</p>
<p style="text-align: justify;">
<p style="text-align: justify;">1.  ANTIQUES</p>
<p style="text-align: justify;">
<p style="text-align: justify;">The buying and selling of antiques has been and should continue to be a very productive business, financially, for those that do it. Here, you only need an extra room in the house, or the use of your garage &#8212; and you have an office!</p>
<p style="text-align: justify;">
<p style="text-align: justify;">If you have a large home that has some antique furnishings, you might consider turning it into a showroom for your antique acquisitions and sales, providing you satisfy any local zoning regulations. The interest in antiques will survive into the foreseeable future. Many people choose to spend their free time on the weekends &#8220;antiquating&#8221; from place to place to try and pick up a few odds or ends and maybe a jewel or two. If you know anything about antiques, this may be a great opportunity for you.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">For more information, check out the book, &#8220;Buying and Selling Antiques&#8221;, by Don Cline and Sara Pitzer. Your local library may be filled with other publications on this subject that can get you started quickly. Your only overhead may be inventory and advertising!</p>
<p style="text-align: justify;">
<p style="text-align: justify;">2.  BAKING</p>
<p style="text-align: justify;">
<p style="text-align: justify;">Have you ever been told that you have a recipe which people would line up to get if they could? Ever had anyone tell you that you should be selling those cupcakes you make? There are a number of success stories about people who have launched successful businesses by cooking at home and then marketing to local people first. Word of mouth on a good product may start to get restaurants or bakeries interested in acquiring your culinary masterpieces. Then you progress to selling them state-wide and presto! A winning home-based business!</p>
<p style="text-align: justify;">
<p style="text-align: justify;">For more practical advice on the assorted aspects of setting up a specialty foods business, you should contact your local U.S. Department of Agriculture Home Extension Agent in your county. Since every U.S. county has such an individual, that person shouldn&#8217;t be hard to find!</p>
<p style="text-align: justify;">
<p style="text-align: justify;">3.  BED AND BREAKFAST PROPRIETOR(S)</p>
<p style="text-align: justify;">
<p style="text-align: justify;">Have you ever stayed in a bed and breakfast and thought, &#8220;hey, I can do this!&#8221; You probably went on vacation and simply chalked your thought up as one of those pipedreams one gets when they stay in a beautiful spot.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">Don&#8217;t toss that thought away! While it&#8217;s not easy work as the hours can be long and it&#8217;s usually a seven days per week business, it&#8217;s often something that you can work into a daily schedule. After all, it&#8217;s merely an extension of doing the housework for family, right? More and more Americans are taking after Europeans and opening their homes to travelers. If you have an extra room or two since the kids moved out, you can start a bed and breakfast in your own place!</p>
<p style="text-align: justify;">
<p style="text-align: justify;">Bed and breakfast popularity will continue as more and more vacationers and business travelers seek a different accommodation away from the predictability of the average hotel room. If they enjoy their stay, many become &#8220;repeat&#8221; customers, coming back to the same familiar surroundings time and again.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">If you don&#8217;t need to do any major renovations in the house to accommodate this type of establishment, you can be off and running with very little money invested, other than advertising and some new &#8220;guest room supplies&#8221;. If your dream is to buy a bed and breakfast somewhere in a vacation paradise, there are probably houses for sale that will work for this purpose.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">Whatever your design, there are several good books on the subject of starting your own bed and breakfast, including &#8220;Start Your Own Bed and Breakfast&#8221;, by Beverly Mathews. Check them out at your local library.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">4.  CHILD CARE</p>
<p style="text-align: justify;">
<p style="text-align: justify;">Due to the financial pressures many families face today, many parents work outside of the home to bring in enough income to pay daily living expenses. A single parent is obviously working but all too often both members of a two parent family are in the workforce.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">This creates a home-based opportunity. Children must be watched, all day if they&#8217;re not in school, or, otherwise, for a brief time after school before the parents finish work for the day.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">Caring for one additional child may not be that lucrative, but taking care of several children can certainly be a full-time, financially successful business. Often, taking care of several children is made somewhat easier as the youngsters often will play together.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">You can do this at home for only a small investment in basic equipment and toys for the kids in addition to the advertising of your business. There are several publications that address starting this type of business, including &#8220;Family Day Care&#8221;, by Betsy Squibb.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">Another resource is the Day Care Council of America,  5730 Market Street, Oakland, CA. 94608.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">5.  COMPUTER SPECIALIST</p>
<p style="text-align: justify;">
<p style="text-align: justify;">The advent of the computer age has changed the concept of self-employment. Having a computer at home has opened a number of opportunities for running your own business utilizing this equipment. Companies everywhere are &#8220;outsourcing&#8221; work that can be done by someone else on their computer, out of their own home.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">If you&#8217;re not that familiar with a computer, there are many low-cost (or free) seminars and classes that will teach you what equipment you need and how to use it.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">If you&#8217;re a whiz in computers, you may end up working as a consultant, writing programs for companies. If you&#8217;re a beginner, you may find yourself able to obtain work as a writer, using your computer to produce copy that&#8217;s easy to edit. You can also keep accounting and payroll records for companies on your computer&#8217;s database.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">Word processing software can be used not only for writers but for those that can offer secretarial services out of their house. Desktop publishing software can allow you to do newsletters for businesses and other organizations.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">For more educational data, contact the Information Resources Clearinghouse at Syracuse University&#8217;s School of Education, 030 Huntington Hall, 150 Marshall Street, Syracuse, N.Y. 13244. Their phone number is (315) 443- 3640.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">There are a substantial number of good publications, too. Your local library will have several books on computer occupations. If you can operate a computer, you can find work in the information age today.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">6.  GARDENING</p>
<p style="text-align: justify;">
<p style="text-align: justify;">If you like working in your garden each year and growing vegetables for your family to eat, it&#8217;s a definite possibility for home-based employment. Imagine clearing a little more space and growing more items that you can sell directly to the consumer.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">Most produce stands will buy from you if your product is one of high quality. If you enjoy gardening, this could be your ticket! If you have some more land to use, do it! Plant what you can, when you can! Contact your local produce stands to ascertain their buying habits.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">You can even inquire about your own produce stand if you have enough product. The more space you have on your land, the more likely you will be able to generate enough crops to run the business.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">People love home-grown vegetables. They just don&#8217;t have the time or want to be bothered doing it themselves. That&#8217;s your open door!</p>
<p style="text-align: justify;">
<p style="text-align: justify;">For more information, consult books like &#8220;Plants for Profit,&#8221; and &#8220;A Complete Guide to Growing &amp; Selling Greenhouse Crops&#8221;, by Francis Jozwik.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">7.  IMPORTER AND DISTRIBUTOR</p>
<p style="text-align: justify;">
<p style="text-align: justify;">There are a substantial number of products manufactured in other countries which can be bought inexpensively and sold here in the United States at a profitable level. The recent passages of the Congressional bills, NAFTA and GATT, may make it easier to bring in other products from other countries.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">This is a business easily operated out of the home, depending on the types of stock you&#8217;re carrying. You may have to rent some storage space, but the capital required to start should essentially be limited to the products you&#8217;re buying to sell here.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">Two good resources for you are:</p>
<p style="text-align: justify;">
<p style="text-align: justify;">* American Importers Association Membership  Directory, 420 Lexington Avenue, New York, N.Y. 10017; and</p>
<p style="text-align: justify;">
<p style="text-align: justify;">* American Register of Importers and Exporters, 38  Park Row, New York, N.Y. 10038.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">You can also look at books in your library such as &#8220;How To Make A Fortune In Import/Export&#8221;, by Howard R. Goldsmith, obviously an optimistic look at this type of business.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">If you know the type of product you want to import and the market most likely to purchase your goods, you have great potential for a successful home-based business.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">8.  INTERIOR DECORATOR</p>
<p style="text-align: justify;">
<p style="text-align: justify;">While this business will require you to be out and about, meeting with customers, it&#8217;s the type of work many people would love to do. If you have a fascination for decorating a home, this could be your line of work.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">Many people don&#8217;t know where to start when they are remodeling or buying a house for the first time. If you have the knowledge of colors and patterns and what looks good together, plus the expertise of knowing where to get materials and furnishings, this can be a winning home-based business for you.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">One excellent resource to consult is the &#8220;Interior Design Directory&#8221;, available through Whitney Communication Corporation, 1050 E. 58th Street, New York, N.Y. 10155.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">9.  PHOTOGRAPHER</p>
<p style="text-align: justify;">
<p style="text-align: justify;">The sky&#8217;s the limit here! Armed with your trusty camera and some good advertising, you can do weddings, models, family portraits, passports, student photos, local newspaper coverage; almost anything that requires a picture!</p>
<p style="text-align: justify;">
<p style="text-align: justify;">You can easily start this work, part-time, and work into full-time work based on your success and inclination. Not much equipment is necessary to get going as a camera off the store shelf can often do the trick today. Picking up a tripod and having a room sufficient for developing your pictures, and you&#8217;re in business &#8212; at home!</p>
<p style="text-align: justify;">
<p style="text-align: justify;">There are a number of excellent books available in your local library to get you started on the path of professional photography.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">10.  SEWING &amp; ALTERATIONS</p>
<p style="text-align: justify;">
<p style="text-align: justify;">Many people love to sew. If you&#8217;re one of them, consider offering this service out of your home. When someone buys a new outfit, it rarely fits perfectly, meaning some kind of alteration must be done.</p>
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<p style="text-align: justify;">People look long and hard to find reliable individuals to do their alterations. If you can sew, you&#8217;re well on your way to opening the doors of this type of business.</p>
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<p style="text-align: justify;">One resource you can review is &#8220;Sewing for Profit&#8221;, by Judith and Allan Smith. Or your library will have a handful of capable publications on starting up this type of business.</p>
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<p style="text-align: justify;">These are our suggestions as to the top 10 ways to  earn money at home, enough to be a full-time self-employed  businessperson!</p>
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<p style="text-align: justify;">But there are many other opportunities. The listings that follow may give you some other ideas you need to get started in business for yourself.</p>
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<p style="text-align: justify;">Are you ready to start up your own business now?</p>
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