Investment advice is usually geared toward those with thousands, or at least $1,000 to invest, in addition to the standard three-to-six-months salary socked away in a savings account.
Most of us know how important it is to supplement our retirement with additional investment in traditional taxable investment accounts. Simply maxing out your IRA contributions and putting away 6% of your paycheck into the employer’s 401(k) just may not do it, but not everyone has the thousands that most investment advice requires.Here is a plan developed with the ultra-small investor in mind. It takes just $100, every month for a year.
Yes You Can Get a Credit Card Even if You Have Bad Credit.
Modern life dictates us its rules in everyday situations. Things have changed a great deal for the past decades. Scientific breakthroughs and rapid political changes have led to the permutations in the minds of contemporary people. Things that were necessary and important to learn twenty or thirty years ago now have lost their importance. And vice versa – new sciences and occupations appear almost on a weekly basis. Besides, some subjects that were given less importance those days, are considered literally “a must” for a modern life.
Observers in the lending industry have estimated that there may be at least 50 million Americans who are not able to qualify for credit. These consumers are usually young, often members of the minority groups and unbanked…and they are faced with the long-standing dilemma of credit: how can I build my credit record if no one will give me any credit at all?
Amid stiff competitions, credit card providers are coming up with different types of cards targeting different categories of people with different features and offering target specific benefits. Besides the standard credit cards for general public, there are student credit cards, business credit cards, store credit cards, airline credit cards, gas credit cards, teen credit cards, etc. These cards are specially meant for the targeted group of people.